Top AI Product

So here’s something wild that just dropped today. [Ant Group](https://www.antgroup.com/) announced that both Alipay AI Pay and their standalone health app AQ have each crossed the 100 million user mark. Both milestones landed during Chinese New Year, which honestly makes sense — that holiday period is basically the Super Bowl of mobile payments in China, but stretched over two weeks.

Let’s talk about AI Pay first. This thing lets you pay for stuff using voice commands through AI agents, no page-switching, no fumbling through menus. It’s been integrated into places like Luckin Coffee mini programs, Rokid smart glasses, and even Alibaba’s own Qwen AI app. During just one week — February 5 to 11 — it processed over 120 million transactions. That’s not a typo. And with today’s milestone, it’s officially the world’s first AI-native payment product to hit 100 million users. To keep all those autonomous transactions safe, Ant actually rolled out something called the Agentic Commerce Trust Protocol back in January, setting standards for how AI agents verify identity and intent during payments.

Then there’s AQ, which quietly became the world’s largest AI-native health app. It topped China’s App Store download charts for several consecutive days during the holiday. The really interesting part? 52% of new users during the February 9-21 period came from third-tier cities and below. People in smaller towns are using it for health Q&A, AI skin analysis, voice consultations, and tracking personal health goals. The overseas usage during CNY travel jumped 106% compared to January, which tells you people are actually relying on this thing, not just downloading it and forgetting about it.

What stands out to me is the strategic bet [Ant Group](https://www.antgroup.com/en) is making here. While everyone else is chasing general-purpose AI chatbots, they’ve gone deep into payments and healthcare — two areas where trust matters more than anything. Twenty years of building that trust through Alipay gives them a massive head start.

The news is all over the wire today — covered by [The Asian Banker](https://www.theasianbanker.com/press-releases/ant-group-reports-100-million-users-for-alipay-ai-pay-and-aq-health-app), [AI Journal](https://aijourn.com/ant-groups-alipay-ai-pay-and-ai-health-app-aq-each-surpass-100-million-users-during-cny-as-ai-adoption-accelerates-in-china/), [BusinessWire](https://www.finanznachrichten.de/nachrichten-2026-02/67762334-ant-group-s-alipay-ai-pay-and-ai-health-app-aq-each-surpass-100-million-users-during-cny-as-ai-adoption-accelerates-in-china-004.htm), and [Fintech News HK](https://fintechnews.hk/37626/ai/ant-group-ai-pay-aq-100-million-users-chinese-new-year/). This feels like one of those moments where AI stops being a tech demo and starts being infrastructure. Worth keeping an eye on.